So circumstances required us to take on another piece of medical debt, but I like D with his 3 front teeth. So we had to do what we had to do. Thankfully, we were ever so blessed by God to go to a periodontist that his grandfather knows (he's a big time dentist outside our city) so we got it AT COST! Saving us $2k, and he is willing to take payments, so we are going to put his debt in with our snowball and try to pay it off as soon as possible to show that we do appreciate him performing this service.
Now on to the second piece of debt we have incurred upon ourselves. This one was not a necessity, but a want. It is at 0% financing for 24 months, and as a gift we have gotten help from my parents. This will be the last item (other than a car or home) that I want to finance anything. Even with the car, I only want to have to do that with our next vehicle purchase. I want to save, save, save to be able to pay in full from now on and not have any more car payments!
We are still plugging away on our debt, and I am currently reading Dave Ramsey's book Financial Peace, which has calmed down my house fever (do I need a house right now or am I wanting a home right now because I know a lot of people my age currently getting homes?). For us right now, we will be better apt to wait on a home. And I would honestly prefer to be debt free before getting into a mortgage.
Till another time! Thanks again for reading my ramblings, I hope that knowing we are going through something similar to so many other Americans will help you to realize you can make changes like we are! Good luck!
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